Protecting Veteran Legacies
We Are Here To Help Veterans
MAKE THE RIGHT
PROTECTION CHOICE
WHOLE LIFE INSURANCE, FINAL EXPENSE INSURANCE, BURIAL COVERAGE
About Us
Transparency
With so much nonsense out there today, our #1 priority when working with Veterans is full transparency. The good, the bad, and the ugly - we lay everything out in the most transparent way possible to keep you informed on your eligibility, benefit options and rates.
Integrity
We serve on a foundation of integrity and fairness. At USA Senior Advantage, we take pride in doing right by Veterans and making the right decision every time, creating a culture of trust and respect.
Service
We thank you for your service, now it's our turn to serve. Our team relentlessly ensures that every interaction is clear, responsive and focused around your needs until you are no longer here. At USA Senior Advantage you're not just another client, you're part of the family.
Leave a Legacy Not a Bill
What We Do:
We are a full service brokerage that specializes in working with Veterans to help them find customized plans with top-rated carriers at the most affordable rates to cover burial, final expenses, and any remaning bills.
Whether with the VA or a private carrier, our mission is to help Veterans protect those they love most in the most efficient, transparent and effective way possible.
We Shop, You Save!
You will save time and money by shopping with top-rated insurance companies to provide the best value at the lowest cost.
And More!
Our Services
We work exclusively with United States Military Veterans and their families.
Life Insurance
We help Veterans find the most affordable life insurance rates through 100+ state approved Veteran carriers to cover burial and final expenses, replace lost income, provide financial stability, or simply leave a gift behind to a loved one.
Mortgage Protection
Mortgage Protection policies allow Veterans to pay off the balance of their home loan or cover the monthly payment in the event of death, disability or sickness.
Retirement Planning
We assist Veterans by evaluating all options for retirement to find the most suitable and safe way to protect and grow your money during retirement.
Top 5 Questions Asked by Veterans
Do veterans get free life insurance?
No. Whether they get a plan through the VA, a non-profit veterans organization, or civilian coverage from a private insurance company, veterans must pay for their life insurance coverage.
What is the best life insurance for veterans?
As an active duty service member, you had Servicemembers' Group Life Insurance (SGLI) to help protect your family. But after you separate or retire from the service, you're no longer eligible for SGLI. At that point, you can apply for Veteran's Group Life Insurance (VGLI), or VALife, but they have limitations.
VGLI and VALife can be a good choice for some, but other options may be better or more affordable. Veterans who use tobacco may get competitive rates with VGLI compared to many alternatives but they have to sign up for VGLI within 240 days of leaving the service.
VALife may also be a good choice for some, but all VALife plans require a 2-year waiting period before becoming active and are generally more expensive than other options available to veterans.
Whether it be whole life or term, options outside of the VA's network often offer more affordable options for veterans without the 2-year wait period allowing for the immediate coverage that every veteran deserves.
Why do I need an appointment? Why can't I just see a price chart?
Price charts are one-size-fits-all and can't show the best fit. How unfair would it be if someone who is healthy had to pay the rate of someone who's 10-years older and has health conditions?
We use over 100 state-approved carriers with thousands of insurance options to help you find a personalized plan based on your health and goals that is more affordable and offers better protection - all without the sales pressure, paperwork and medical exams.
Most veterans are able to find a good fit, and we'll get you approved for coverage on the spot. If nothing fits, we'll guide you further. Our only goal is to leave you in a better situation than when we found you and make sure you get the best protection for your family, even if it's not from us.
If you prefer a one-size-fits all solution with price charts, we recommend the VALife plan.
Do I have to make my first payment when I enroll?
No payments are required at the time of enrollment. These A-rated insurance companies are familiar with veterans and working to accommodate their fixed incomes and income schedules. You choose the premium due date and that's when your coverage begins.
Do the premiums go up every few years?
No. Your premiums are locked in and will never increase over time.
Contact Us
Assistance Hours: Monday - Sunday 8am-8pm MST
USASeniorAdvantage © Copyright 2024 | All Rights Reserved
Our mission critical is protecting United States Veterans and their families.
